Real Estate Blog

Buying a home represents the single biggest investment of your life. As such, the home buying process can be one of the most exciting experiences you will ever go through. However sometimes it may seem stressful and complex, so let us simplify this for you. If you’re not sure how much you can afford or what to do to get to get started, contact one of our American Heritage Realty real estate professionals to help guide you through the home buying process. We will work with you following our Home Buying steps for success!

1. Consult with a real estate professional Helps you determine how much you can afford, what your options are, and provides you with information about current market conditions.

2. Getting Pre-Approved A mortgage pre-approval will…

Getting pre-approved is one of the most important steps in the home buying process, and it tends to be much more involved than many people think but very worthwhile. You will complete an official mortgage application, and then supply your loan consultant with the necessary documentation to perform an extensive check on your financial background and current credit rating.

From this, the loan consultant can tell you the specific mortgage amount for which you are approved. You will also have a better idea of the interest rate you will be charged on the loan and, in some cases, you might be able to lock-in a specific rate. With pre-approval, you will receive a conditional commitment in writing for an exact loan amount, allowing you to look for a home at or…

Selling a home can be a very confusing time, filled with many questions and few answers. It is hard to understand all the questions you may have about selling your home. Let's begin the home selling process so that you can understand how easy and hassle-free agents make it for our valued clients. So, when you are ready, contact one of our local experts for a no obligation consultation to present a customized strategy for your home.

We will discuss with you all the most important aspects of selling a home, including: Preparing your home so it’s attractive to prospective buyers Chances are, prospective buyers of your home are going to be looking at a lot of houses. That’s why you want to make sure yours stands out. If there are any obvious repairs that…